Low-Coder

Prototyping with Low-Code

David Williams

  • David has 22 years’ experience of building, leading and consulting with teams in very large and complex cash management businesses. His skillset covers strategy, change management, product lifecycle management & development, commercialisation, digital, audit, regulation, pricing & balance sheet management
  • Since 2013 David has worked as a freelance product consultant, completing a large variety of work in a deliver-fast, fail-fast environment. Until recently David was product lead for testing new ideas, concepts and technology for Lloyds Bank GTB and is currently co-creating with five organisations. David has recently acted as Accountable Exec for the new virtual account platform, has headed the commercialisation function and consulted on a significant M&A tender. He was interim Head for GTB Regulation, Risk and Governance and led the end-to-end audits of the client money business
  • David was the European Head of Liquidity for HSBC PCM business, where he was accountable for running a 20-country region across two customer groups. David managed a $100bn+ portfolio and delivered revenue of more than $1bn p.a. and his accountability spanned commercialisation of liquidity management structures across the regions. David created and chaired the corporate liability TALCO, the large deposit committee and the hedge review committee and was pivotal in reshaping the liquidity premium framework for Assets and Liabilities
  • Throughout the financial crisis, David was Head of Barclays Corporate liquidity portfolio, accountable for running the product management and pricing functions. He led product strategy, created new solutions and transformed performance metrics – provided deep understanding of profitability, opened new areas of opportunity and identified where threats lay
  • David is a strong leader with ability to build and motivate through effective coaching. He is obsessive about developing others and lives by the moto “perspective is everything”